Open Enrollment 2025

Welcome!

If you require an accommodation for any of the content on this page, please contact Frances Garza, Benefits Coordinator at (559) 243-7100.

Important The 2025 Annual Health Insurance Benefits Open Enrollment period starts August 4, 2025 and ends at 4:30 PM, August 29, 2025, for plan year October 1, 2025 through September 30, 2026.

Open enrollment is mandatory for all benefit eligible employees.

All benefit-eligible employees are required to log into their BenefitBridge account to review and select health benefits for the upcoming plan year: October 1, 2025 – September 30, 2026.

Important: If you do not complete your benefit elections in BenefitBridge during the Open Enrollment period, you and your eligible dependents will be automatically enrolled in the Kaiser Permanente High-Deductible Health Plan—the plan with the lowest employee cost—effective October 1, 2025.

If the Kaiser High Deductible Health Plan is not your preferred option, take action now to select a different plan before the deadline, 4:30 PM. August 29, 2025.

Review the following to assist you with open enrollment:

Health Plan Offerings

Below are the available health plan options along with the updated monthly employee payroll deductions, effective October 1, 2025. These new deduction amounts will first appear on your September 30, 2025 paycheck, which covers benefits for the month of October.

Medical Plans and their monthly employee payroll deductions*

**Employee Monthly Premiums**
Plan	Confidential Unrepresented	CSEA Unit Members	Management Unrepresented	POA Unit Members	SCFT Unit Members
ASCIP Anthem 90/70 PPO	$480.56	$480.56	$510.06	$480.56	$480.56
ASCIP Anthem High Deductible Health Plan A PPO (HSA Qualified Plan)	$7.37	$7.37	$36.87	$7.37	$7.37
Kaiser High Traditional HMO	$299.47	$299.47	$328.97	$299.47	$299.47
Kaiser Low Deductible HMO	$12.13	$12.13	$41.63	$12.13	$12.13
Kaiser High Deductible Health Plan HMO (HSA Qualified Plan)	$0	$0	$0	$0	$0

*Employees can elect to have their monthly employee payroll deduction taken out pre-tax as allowed through the Internal Revenue Code (IRC) Section 125 plan with American Fidelity.

The following health plans are paid for the by District

Ameritas PPO Dental Plan
VSP Vision Plan
Voya Life and AD&D Insurance Plan
Employee Assistance Program (EAP)

The following benefits are voluntary at employee cost

Voluntary Long-Term Disability Insurance – premium varies; based on age and salary.
Trustmark Universal Life with Long-Term Care - premium varies

Benefit Summaries for Plan Year 2025-2026

All plan benefit summaries for the upcoming plan year can be found in BenefitBridge under the Resources Center.

ASCIP Anthem PPO Plans

Added value benefits of the ASCIP Anthem PPO Plans

Kaiser Permanente HMO Plans

Long-Term Disability Insurance

Employee Assistance Program

SimpleTherapy SimpleEAP Benefit Summary

BenefitBridge

BenefitBridge is the District's online benefit administration system. Employees will make all plan changes in BenefitBridge. You can access BenefitBridge through your MyPortal apps catalog.

Should you need technical support, please contact BenefitBridge Customer Care at 800-814-1862 Monday - Friday, 8:00 AM - 5:00 PM, PST or email benefitbridge@keenan.com.

Section 125 Flexible Spending Accounts Open Enrollment

Section 125 Flexible Spending Accounts plan year runs from October 1st through September 30th of the following year.

There are two types of Flexible Spending Accounts (FSA) - Healthcare FSA and Dependent Care FSA. The Healthcare FSA allows you to set aside money before taxes for eligible healthcare expenses. The Dependent Care FSA lets you reimburse yourself with pre-tax money for expenses associated with dependent care for your eligible children.

If you currently have a flexible spending account, your election does not automatically renew, you must meet with American Fidelity to make your new elections for plan year October 1, 2025 through September 30, 2026.

American Fidelity will host various virtual meetings and in-person meetings at individual campus locations throughout open enrollment to assist you. View their schedule here.

Schedule your appointment or call American Fidelity at (559) 230-2107 ext 0.

American Fidelity FSA and Voluntary Benefit Products Zoom Meeting

American Fidelity will host an informational meeting via Zoom on August 18, 2025, at 1:00 PM. Register and attend this event to learn more about available products.

If you would like to learn about FSA accounts as well as voluntary benefit products such as cancer insurance, accident insurance, and more, plan on attending this event!

Voluntary Long Term Disability Open Enrollment (Employees hired on/after 9/1/2013)

VOYA Voluntary Long Term Disability Insurance Benefit Summary

All employees hired on/after September 1, 2013, have the option to enroll in the voluntary long-term disability (LTD) at cost. If you did not enroll upon initial hire, you now have the opportunity to apply during the 2025 Annual Open Enrollment period.

To apply:

Complete the Voluntary Long-Term Disability Enrollment election via BenefitBridge by 4:30 PM on August 29, 2025.
Download and complete the required Evidence of Insurability (EOI) form (available when you elect the benefit in BenefitBridge) and submit to ReliaStar/VOYA no later than August 29, 2025. You can submit online through VOYA's secured site. Failure to submit the EOI form to ReliaStar/VOYA will result in denial due to an incomplete application. (It is recommended to save a copy of the EOI form and submission information for your records).
Upon receiving your EOI form, ReliaStar/VOYA will review and may request additional information from you directly.
Upon completing their review, ReliaStar/VOYA will notify you, as well as the District, if you are approved or denied for the voluntary LTD coverage. Should you be approved, the benefits and payroll deductions will become effective the first of the following month from date of approval.

Please note this process may take several months and is reliant on your communication with ReliaStar/VOYA. For status updates, reach out to ReliaStar/VOYA directly.

Long-Term Disability Buy-Up Option Open Enrollment (Employees hired before 9/1/2013)

VOYA Long-Term Disability Buy-Up Benefit Summary (Employees hired before 9/1/2013 who earn $100,000+)

This option is available to employees who were hired prior to 9/1/2013 and make over $100,000 per year. This option allows you to increase your LTD coverage from a maximum benefit of $5,000 up to $7,000.

If you would like to enroll in this option, you will be required to go through the Evidence of Insurability process.

To apply:

Complete the Long-Term Disability Buy-Up Option Enrollment election via BenefitBridge by 4:30 PM on August 29, 2025.
Download and complete the required Evidence of Insurability (EOI) form (available when you elect the benefit in BenefitBridge) and submit to ReliaStar/VOYA no later than August 29, 2025. You can submit online through VOYA's secured site. Failure to submit the EOI form to ReliaStar/VOYA will result in denial due to an incomplete application. (It is recommended to save a copy of the EOI form and submission information for your records).
Upon receiving your EOI form, ReliaStar/VOYA will review and may request additional information from you directly.
Upon completing their review, ReliaStar/VOYA will notify you, as well as the District, if you are approved or denied for the voluntary LTD coverage. Should you be approved, the benefits and payroll deductions will become effective the first of the following month from date of approval.

Please note this process may take 1-2 months and is reliant on your communication with ReliaStar/VOYA. For status updates, reach out to ReliaStar/VOYA directly.

Trustmark Universal Life with Long Term Care Benefit

Trustmark Universal Life Events and Universal Life program are are unique life insurance options that provide not only permanent life insurance coverage, but also peace of mind later in life with their Long-Term Care riders.

Trustmark Universal Life Events Flyer

To start the enrollment process, elect the enrollment in BenefitBridge. You will need to go through an Evidence of Insurability process with Trustmark to finalize the enrollment.

Voluntary Benefit Products

Employees can sign up for voluntary benefit products such as additional life insurance, accident insurance, cancer insurance and more. Please contact the individual vendor below to get information about the products, pricing, and to elect coverage.

American Fidelity – Call (559) 230-2107 or schedule an appointment with an American Fidelity representative.
AFLAC – Schedule an appointment with an AFLAC representative

AFLAC Voluntary Benefits Zoom Meeting

AFLAC will host an informational meeting via Zoom on August 19, 2025, at 2:00 PM. Attend this event to learn more about available products.

American Fidelity FSA and Voluntary Benefit Products Zoom Meeting

American Fidelity will host an informational meeting via Zoom on August 18, 2025, at 1:00 PM. Register and attend this event to learn more about available products.

If you would like to learn about FSA accounts as well as voluntary benefit products such as cancer insurance, accident insurance, and more, plan on attending this event!

Formal Information Meetings

District Human Resources staff and our broker, Keenan, will conduct virtually two (2) formal informational meetings via Zoom. At these meetings, there will be a PowerPoint presentation along with a general Q&A session. The first meeting will be recorded and available for those who may request it.

8/5/2025- 10:00 AM - 11:30 AM Access the recording
8/13/2025 -10:00 AM - 11:30 AM

On-Campus Office Hours

The Human Resources benefits staff will be on each campus for open office hours. Drop in anytime during the event time to speak with and get assistance from a member of the benefits team. Please feel free to bring your laptop for hands on assistance.

8/4/2025 - 8:00 AM - 12:00 PM - Clovis Community College, AC2-276
8/6/2025 - 8:00 AM - 12:00 PM - Reedley College, BUS-49 (computers will be available to complete your benefit elections)
8/6/2025 - 2:00 PM - 6:00 PM - Fresno City College, OAB-112
8/7/2025 - 2:00 PM - 5:00 PM - Madera Community College, Library Computer Lab & Study Room (computers will be available to complete your benefit elections)
8/14/2025 - 1:00 - 4:00 PM - Dstrict Office Fulton, 1st Floor Conference Room
8/18/2025 - 8:00 AM - 11:00 AM - FCC West Fresno Campus, WFC-A127
8/18/2025 - 1:00 PM - 5:00 PM - Clovis Community College - Herndon Campus, Building B, Room 301
8/19/2025 - 8:00 AM - 5:00 PM - Fresno City College, OAB-114
8/20/2025 - 8:00 AM - 5:00 PM - Madera Community College, AV2-231
8/21/2025 - 8:00 AM - 5:00 PM - Reedley College, LRC-104 (computers will be available to complete your benefit elections)
8/22/2025 - 8:00 AM - 5:00 PM - Clovis Community College, AC2-276

Virtual Drop-In Meetings

The Human Resources benefits staff will hold virtual drop in meetings. If you need to get specific questions answered, you can drop in to a virtual meeting, no appointment required.

8/25/2025 - 2:00 PM - 3:30 PM, Join here on day/time of event.
8/26/2025 - 9:00 AM - 10:30 AM, Join here on day/time of event.
8/27/2025 - 10:00 AM - 11:30 AM, Join here on day/time of event.
8/28/2025 - 1:30 PM - 3:00 PM, Join here on day/time of event.
8/28/2025 - 9:00 AM - 10:30 AM, Join here on day/time of event.
8/29/2025 - 9:00 AM - 11:00 AM, Join here on day/time of event.

Kaiser Permanente Virtual Drop-In Meetings

The Kaiser team will also hold virtual drop-in meetings. If you have questions regarding any of the Kaiser HMO plans, please drop in any time during the event to speak to a Kaiser representative 1:1. No formal presentations will be given during these virtual meetings.

Kaiser Teams Meeting
Date	Time	Microsoft Teams Info
8/26/2025	9:00AM – 11:00AM	8/26 Microsoft Teams Link Meeting ID: 228 508 994 510 5 Passcode: 9sP3zq7Y
8/27/2025	3:00PM – 5:00PM	8/27 Microsoft Teams Link Meeting ID: 227 926 845 921 2 Passcode: rH7Re3vQ

Documents required to enroll an eligible dependent

Legally Married Spouse

Prior year’s Federal Tax Form that shows the couple was married (financial information may be blocked out).
Copy of the legal certified marriage certificate
Copy of the Spouse’s social security card

Registered Domestic Partner (RDP)

Copy of the Certificate of Registered Domestic Partnership issued by State of California
Copy of RDP’s social security card

Biological Child(ren) up to age 26

Copy of the legal certified birth certificate(s)
Copy of the child’s social security card

Step(child)ren up to age 26

Copy of the legal certified birth certificate(s) naming the current legally, married spouse or RDP as the child’s biological parent
Copy of the child’s social security card

Adopted Child(ren) up to age 26

Copy of the legal birth certificate(s)
Copy of the legal adoption documentation
Copy of the child’s social security card

Legal Guardianship up to age 18

Copy of the legal certified birth certificate(s)
Copy of legal US Court documentation establishing guardianship
Copy of the child’s social security card

Communications

July 31, 2025 mail all
August 4, 2025 mail all
August 4, 2025 mail all regarding meetings
August 5, 2025 mail all
August 12, 2025 mail all
August 13, 2025 mail all

Open Enrollment 2025

Welcome!

Review the following to assist you with open enrollment:

Health Plan Offerings

Benefit Summaries for Plan Year 2025-2026

ASCIP Anthem PPO Plans

Added value benefits of the ASCIP Anthem PPO Plans

Kaiser Permanente HMO Plans

Life Insurance

Dental Insurance

Vision Insurance

Long-Term Disability Insurance

Employee Assistance Program

BenefitBridge

Section 125 Flexible Spending Accounts Open Enrollment

American Fidelity FSA and Voluntary Benefit Products Zoom Meeting

Voluntary Long Term Disability Open Enrollment (Employees hired on/after 9/1/2013)

Long-Term Disability Buy-Up Option Open Enrollment (Employees hired before 9/1/2013)

Trustmark Universal Life with Long Term Care Benefit

Voluntary Benefit Products

AFLAC Voluntary Benefits Zoom Meeting

American Fidelity FSA and Voluntary Benefit Products Zoom Meeting

Formal Information Meetings

On-Campus Office Hours

Virtual Drop-In Meetings

Documents required to enroll an eligible dependent

Communications